All Articles

The Public Liability component of your Landlord's Insurance protects you if someone is injured or their property is damaged, because of something related to your rental property — and they decide to seek compensation. If something goes wrong and you're found responsible, liability insurance is what steps in to protect you financially.

If you live in or own a lot in a community title scheme in Western Australia, you’re sharing ownership and responsibility for common property. With shared property comes shared risk — which is why common property insurance isn’t just a good idea, it’s a legal requirement. It protects the shared areas and structures of a community title property against risks like fire, flood, storm damage, or vandalism and ensures all owners in the scheme are financially protected if somethi

Not all insurance policies respond the same way when something goes wrong — especially when it comes to Liability vs Professional Indemnity. Occurrence-based policies (i.e. Public Liability) cover events that happen during the policy period, even if the claim is made years later. Claims-made policies (i.e. Professional Indemnity) cover claims that are made while the policy is active, regardless of when the work was done. Cancelling this type of policy means you're not cover

An insurance broker is a trained, licensed professional who helps clients understand their insurance options and find cover that meets their needs. Brokers don’t work for insurance companies — they act on behalf of the person or business seeking cover. Their role is to provide honest, clear and personalised advice.